State Farm Fire Independent Policy Practice Exam

How much is the total damage incurred by the hardwood floor, water stains on the drywall, and area rug before any deductibles are applied?

1. $2,045

2. $2,420

3. $2,170

4. $1,920

The correct answer is: $2,170

To determine the total damage incurred by the hardwood floor, water stains on the drywall, and the area rug, you would need to add together the individual costs associated with each item. When calculating damage costs, it is essential to ensure that all relevant damages are included in the final total without overlooking any specific item. In this scenario, if we assume the costs for the hardwood floor, water stains on the drywall, and the area rug add up specifically to $2,170 before any deductibles are applied, then that represents the accurate total damage incurred. This detailed breakdown ensures a comprehensive understanding of how to compile damages effectively, which is a critical skill in insurance assessments and claims handling. Knowing the total damage before deductibles is also important for policyholders to understand their potential out-of-pocket expenses when a claim is processed.